Mr. Ratikant Raajbanshi is a young and dynamic entrepreneur, business leader, academic professional, and public figure with multidisciplinary expertise in Finance, Management, Commerce, Healthcare, and Entrepreneurship. He combines strong academic credentials with corporate experience, entrepreneurial leadership, and institution-building capabilities.
As the Founder and CEO of IndBharat group & Excel India IMF Private Ltd., Mr. Raajbanshi is at the helm of one of India's emerging financial services firms, dedicated to providing innovative and customer-centric solutions. His unwavering commitment to excellence, ethical practices, and fostering a growth-oriented environment has set a benchmark for the industry.
Years Exp.
Clients Advised
Awards & Honors
Mr. Raajbanshi's multidisciplinary academic background provides a strong foundation across finance, business management, commerce, and healthcare.
Advanced doctoral research in finance, market valuation, and macroeconomic capital structures.
Specialization in Finance, strategic management, investment analysis, and corporate operations.
Strong fundamentals in corporate accounting, commercial mercantile law, and auditing.
Technical healthcare foundation providing specialized insight into healthcare administration and health insurance coverage models.
Mr. Raajbanshi has professional experience with leading corporate organisations including the Edelweiss Group, HDFC Group, Bajaj, and Aegon Religare, where he gained expertise in financial services, business development, client relationship management, strategic decision-making, and institutional operations. He has handled more than 1,000 clients and received approximately 54 awards and recognitions.
Following his corporate career, he established a diversified entrepreneurial ecosystem comprising IndBharat Global Foundation, Raajbanshi Global Education Foundation, IndBharat First Pvt. Ltd., IndBharat Era Pvt. Ltd., IndBharat Consultancy Services Pvt. Ltd., Excel India IMF Pvt. Ltd., and Raajbanshi Samrat Pvt. Ltd.
As Founder & CEO of the IndBharat Group, Raajbanshi Group, and Excel India, he provides strategic leadership and institutional direction, while also pursuing a future-focused Artificial Intelligence venture.
Under Mr. Raajbanshi's leadership, Excel India IMF has grown into a trusted financial services firm. The company now operates from offices in Bhubaneswar, Bangalore, and Delhi. It serves thousands of clients through its advisory team and a network of partners across India.
His approach to business is simple. Put the client first. Be honest about what works and what does not. Build long-term relationships, not one-time transactions. This philosophy has earned the company a strong reputation and the trust of the families and businesses it serves.
The company has also received multiple awards and recognitions for its work in insurance and financial advisory. Explore our complete track record of awards and achievements to learn more.
Mr. Raajbanshi's goal is to make quality financial planning accessible to everyone. He believes that every family deserves expert guidance on insurance, investments, and retirement planning.
Excel India IMF's growing range of products and its investment in free financial tools like online calculators reflect this commitment. The company offers education, retirement, marriage, and tax calculators to help users plan with real numbers.
Explore our comprehensive financial solutions to begin building your roadmap today.
Want to work with our team? Call 90 90 92 15 15 or visit our Contact Us page. You can also connect with Mr. Raajbanshi directly on professional networks.